The back office behind your loan book, run properly.
Loan accounting, statements, reporting and day-to-day administration for real estate lenders. You keep the relationships, the capital and every decision. We keep the ledgers, the diary and the paperwork accurate and on time.
Absolute Funding Services is an administrative services company. We do not originate, underwrite, arrange or fund loans, and we do not give financial advice. Every lending, credit and enforcement decision stays with you.
Most lenders build an admin function they never wanted.
A property loan book generates a constant stream of work that has nothing to do with lending well: daily interest accruals, receipts to allocate, statements to issue, insurance and valuation dates to chase, month-end packs to reconcile, investors to update.
It usually ends up in spreadsheets, spread across whoever has time. It is expensive, slow, and the errors surface at the worst moment: at redemption, at audit, or when an investor asks a question.
Absolute Funding Services takes that work off your desk. We run the administrative side of a loan book as a dedicated service, so the lender's team can spend its time on originating, deciding and managing relationships.
Administration across the whole life of a loan
Nine service lines, each of which can be taken on its own or as a complete back office.
Loan accounting & ledgers
Interest accruals, fee ledgers, balance maintenance and month-end reconciliation for every facility.
Statement production
Redemption, interest, arrears and account statements prepared to the day and issued on request.
Payment & receipt administration
Receipts recorded, allocated and reconciled against bank; arrears and shortfalls flagged early.
Drawdown & facility administration
Drawdown paperwork, conditions checklists and facility records kept complete and current.
Covenant, insurance & diary monitoring
Key dates tracked and chased so nothing lapses unnoticed: insurance, valuations, reporting covenants.
Lender, investor & board reporting
Portfolio, LTV, income and status reporting packs produced to your format and calendar.
Borrower & third-party correspondence
Routine correspondence and information requests handled in your name, to your instructions.
Document & data management
Loan files, security schedules and data kept organised, complete and audit-ready.
Company & back-office administration
Bookkeeping support, supplier invoices, board pack preparation and accountant liaison.
We administer. You decide.
Being clear about scope protects both sides. Every item on the right stays with the lender, or with a separately engaged, appropriately authorised firm.
- Maintain loan ledgers and calculate interest and fees to the day
- Prepare and issue statements, schedules and reports
- Record, allocate and reconcile receipts and payments
- Prepare drawdown and facility paperwork for your approval
- Track and chase covenant, insurance and valuation dates
- Handle routine correspondence on your instruction
- Keep loan files, security records and data in order
- Originate, arrange, broker or introduce loans
- Underwrite, assess credit or make lending decisions
- Fund, co-fund or hold any position in a loan
- Hold, receive or control client or borrower money
- Approve drawdowns, waivers, extensions or enforcement
- Give financial, legal, tax or investment advice
Four stages, no software to install
Scoping
We agree which service lines you need, the reporting formats, the approval points and who signs what. Fixed monthly fee per facility or per book.
Onboarding
We take the existing loan data, agreements and schedules, rebuild the ledgers, and reconcile to your last known position before going live.
Live administration
Daily accruals, receipts, statements, diary chasing and correspondence run to an agreed calendar. You get a named contact and a monthly pack.
Redemption & close-out
Redemption statements to the day, final reconciliation, security release paperwork prepared for your solicitors, and a complete closed file.
Lenders who would rather not run a back office
Bridging & development lenders
Books of 5 to 500 facilities where interest mechanics are complex and turnover is high.
Family offices & private lenders
Lending alongside a day job, without wanting to hire for administration.
Funds & SPV structures
Investor and board reporting that has to be right, on time, every period.
Lenders in transition
Run-off books, migrations between systems, or the gap while an in-house team is built.
Tell us about your book
Thirty minutes is enough to scope what we would take on and what it would cost.
No commitment · Fixed monthly pricing · Onboarding usually completes within four weeks